Josh Penland
Loan Officer
NMLS ID #: 216357
Office: 512-776-1420
5707 Southwest Parkway, Building 2, Suite 150
Austin, TX 78735

Meet The Penland Team

(Pictured left to right are The Penland Team: Perla Morales, Allison Germann, Senior Loan Officer Josh Penland, Kathryn McKissick, and Pat Odom)

Josh Penland is a Senior Loan Officer and Vice President of Legacy Mutual Mortgage in Austin, Texas. He attended Texas State University, received a BA in Finance, and began working as a financial advisor.  In the fall of 2003, he followed his passion into the mortgage industry and has grown The Penland Team into one of the most recognized names in Austin.  Josh has built a strong reputation for his outstanding concierge style of service to both his clients and business partners.  He uses his investment knowledge and experience to help his clients structure their mortgage so it aligns with both their short and long term financial goals. Josh has helped over 2,000 clients in Central Texas, and The Penland Team is looking forward to expanding into Colorado, California and Tennessee in 2016.

Josh has been recognized by the Austin Business Journal as one of Austin's Top Mortgage Producers since 2007.  He has been honored since 2011 by Texas Monthly for their Five Star Mortgage Professional Award. In 2015, Austin Monthly magazine published a new peer nominated Top Mortgage Professional list and Josh Penland was honored to be named.

Josh lives in North Austin with his wife Natalie, who is the Chief Talent Officer for Legacy Mutual Mortgage, and has three children, Kennedy, Dominic, and Carson. They recently added Molly, a Golden Doodle, to the family, and their cat, Zorro, is slowly adjusting.  Josh enjoys sports, traveling, and watching movies at the Alamo Draft House.


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As a tenured Realtor in Austin, TX I am proud to write a review for Josh Penland and his team at Legacy Mutual. Josh is considered one of the best in the business and his ethics and personality set him apart from other lenders. He is a...
~Carla Umlauf

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